Supporting Members

The Credit Union Difference: Putting people before profits.

Credit unions meet members where life actually happens. By offering guidance, fair products, and tools built for real-world needs, they're helping people make confident financial decisions and move toward long-term stability.

PUTTING MEMBERS FIRST

Impact Across the Region

Across Alabama, Florida, Georgia, and Virginia, 46 CDFI credit unions secured $13.2 million in awards last year. In addition, 262 Low-Income Designated credit unions expanded affordable access across the four-state footprint.

Alabama

$789M returned to members through better rates and lower fees

5.8% average increase in savings balances

22 credit unions expanding digital access

Florida

$2B returned to members through better rates and lower fees

4.9% average increase in savings balances

52 credit unions expanding digital access

Georgia

$595M returned to members through better rates and lower fees

3.6% average increase in savings balances

11 credit unions expanding digital access

Virginia

$5.6B returned to members through better rates and lower fees

3.0% average increase in savings balances

28 credit unions expanding digital access

Standing by those who serve

Florida’s Guardians Credit Union plays a vital role in meeting the daily financial needs of patients, employees, and families at the U.S. Department of Veterans Affairs Hospital in Miami.

Since the neighboring bank closed in 2021, Guardians has been the only financial institution within walking distance of the hospital. Their presence ensures that veterans, caregivers, and hospital staff have reliable access to low-cost financial services at a time when convenience and support matter most.

Members benefit from stronger savings yields, lower loan rates, and fewer fees, resulting in billions of dollars in direct financial value each year.

$9B

In direct financial benefits returned to members (higher savings yields, lower fees, and lower loan rates)

33.3M

Memberships served – Families and individuals building financial security with credit unions

4.3%

Average savings balance growth in 2024​

“We exist to help our members do better financially—to achieve their financial goals.

“From opening that first savings account, to hopefully transitioning into retirement, we get to walk with them every step of the way.”

Caitlin Brothers
Business Development Officer
Southern Energy Credit Union

PEOPLE BEHIND PROGRESS

Connecting Credit Unions and Communities

When communities thrive, the people who live and work there do, too. From the tellers to the board room, credit union employees understand their role is more than a job, it's an opportunity for impact.